Animal Services - FREE Microchipping & Low Cost Vaccination Event

Cancelled by the City - Animal Services - FREE Microchipping & Low Cost Vaccination Event


The Coppell Animal Services & Adoption Center is hosting a FREE microchipping day! All Coppell residents are encouraged to bring their pets to the Coppell Animal Adoption Center on March 21, 2009 between 1 and 4 p.m. to have their dog or cat microchipped and registered with 24 HR Petwatch. Donations to the Coppell Donation Fund are greatly appreciated.

Dr. Stan Brandon, D.V.M will be on hand to offer low cost vaccinations. A complete vaccination package will be available for dogs and cats for $40. For more information, please call 972-304-3515. The Adoption Center is located at 821 S. Coppell Rd.


This is a wonderful service! Both of our 4-legged children are "chipped" for safety. Our two are bird watching in this photo. Sophie, our little girl, was a gift from a friend and client. She was the result of an accidental encounter due to a loose board in the fence between Cathy's Shih Tzu and the neighbor's Dachshund.

Buddy is a re-home. His original owner died. Buddy was a California boy. We named him Buddy and we think he loves his new Texas home. We were lucky enough to find him through the The Bichon Frise Club of Dallas, Texas. Both are a true blessing!

Another New Listing - 925 Brown Trail, Coppell Texas

This is another new listing - 925 Brown Trail, Coppell Texas. Locating a three-car garage and an oversized backyard can be difficult. This stunning 4 bedroom, 3 bath, 3 living area home has both! From the moment you enter this home you know it is very special. The floor plan is open and spacious. Easy care slate tile in the entry coordinates with the slate tile accents around the fireplace. Lovely formals are on either side of the entry. The kitchen is updated with beautiful thick slab granite, fixtures, hardwoods and ceramic cook top with pop-up vent. The kitchen, breakfast room and family room are all open to each other for great fun. This floor plan also makes for great entertaining. A bedroom downstairs with companion bath is just off the family room.

Upstairs is the Master Suite, a game room and two other bedrooms. The Master suite is very large with ample room for a sitting area. Elegant is the best way to describe the master bath. His and Her vanities, a large jetted tub and a graceful arched window are just a few of the amenities in the master bath. The game room divides the Master from the other bedrooms. Wonderful French doors can enclose the game room.

This home is located on the curve of a U-shaped street. The street widens to a cul-de-sac shape in front of the house. Close to shopping, Hwy. 121 and Interstate 35 it is a great location. It is move-in ready!

New Listing In Valley Ranch - Irving, Texas

Things are picking up! Ron has listed two outstanding homes in the past week. The first one is 9427 Vista Circle, Irving. This Valley Ranch home was been extensively remodeled in 2006 to include a state of the art Media Room and an Outdoor Living Room. This is the beautiful pool and spa in the backyard. To view the interior of this spectacular home, double click on the photo of the pool.

The Multiple Listing Number of this home is 11163200.
While the home is in Valley Ranch/Irving, Coppell is the school district. It is 2905 square feet by a recent appraisal by the Wilson Group.

There is easy access to 635, shopping and restaurants. This home is stunning!

The following is a list provided by the seller on improvements:

9427 Vista Circle, Irving Texas
Remodel & Updates

Master Bedroom
Hand scraped hardwood floors installed
French doors leading to the outdoor living area room added
Fresh Paint

Master Bathroom
Granite countertops installed
Travertine tile floor added
Replaced hardware
Fresh paint
Replaced mirrors

First Floor Living Room Enlarged
Hand scraped hardwood floors installed
42” fireplace installed
French doors leading to the outdoor living room installed
Skip Trowel texture and paint added
Crown moldings installed
Recessed lighting added

First Floor Powder Bath
Hand scraped hardwood floors installed
Metallic paint

Outdoor Living Area
Wood burning fireplace added
Natural gas stem for fireplace and grill installed
Cable outlet for a mounted television installed
Rod-Iron child protective fencing installed
Recessed lighting added
Stained wood ceiling added
Two speakers controlled by downstairs remote tied to media closet upstairs

Second Floor Bathroom
Enlarged
Tile flooring added

Second Floor Office/additional bedroom
Hand scraped hardwood floors installed
Outlets for date and phone installed
Cable TV connection installed
Access to centralized media closet installed

Media Room Added
Hand scraped hardwood flooring installed
Recessed lighting added
Custom cabinet bar with granite countertops installed
96” screen
High definition Enfocus projector
Denon surround sound receiver
Polk Audio (5) surround sound speakers
2 RF remotes that can control all systems (1 for media room and 1 for downstairs TV and audio system)
Wired data ports in upstairs office and in living room that can be routed through the media closet upstairs

Additional items updated

Carpet installed in second floor bedrooms and media room
Granite counter tops and slate flooring added to the kitchen
Heated pool and spa
Air Duct cleaning recently done
Energy survey conducted by TXU and patches completed to ensure the house is sealed.
Stainless Steel appliances in the kitchen

If you would like to see this stunning property in person...call Ron at 972.393.9685. Out of state, call toll free 888.455.3534 for questions.

Understanding the Housing Recovery Plan

Understanding the Housing Recovery Plan

The recently announced Homeowner Affordability and Stability Plan is a sweeping effort to stem the national tide of foreclosures and to help as many as 9 million homeowners stay current on their mortgages. Here's a look at what the plan will entail and who will be eligible for assistance.
Basics of the Plan

The nationwide foreclosure problem has caused a ripple effect of lowering home values throughout individual communities. The Obama administration's plan marks the largest government response since the beginning of the housing crisis.

At its core are three main strategies:
1. Secure refinancing for as many as four million responsible homeowners, with the goal of making monthly payments more affordable
2. A $75 billion stability initiative to encourage lenders to modify loan terms for three to four million mortgages at risk of foreclosure or already in foreclosure.
3. Additional financial support for Fannie Mae and Freddie Mac.

Housing Affordability

Under traditional rules, homeowners who owe more than 80 percent of their home's value cannot easily refinance their mortgage. Many homeowners who have paid money down and are current on their monthly payments have seen their home's value drop enough that they lack the necessary equity to qualify for refinancing.

Under the Housing Affordability and Stability Plan, qualifying homeowners would be able to refinance their mortgages to current rates, making monthly payments more affordable. For those borrowers who are currently facing high rates following an ARM reset, the plan offers a chance to switch to a lower fixed rate mortgage.

Who Qualifies - In order to qualify for this portion of the plan:
1. Borrowers must have mortgages guaranteed by Fannie Mae or Freddie Mac.
2. Homeowners must owe more than 80 percent of their home's current appraised value.
3. Homeowners must not owe more than 105 percent of the home's current appraised value.
4. Borrowers must be current on monthly mortgage payments.

Homeowners with second mortgages will also be eligible but with additional restrictions. Along with the 105 percent limit, borrowers must be able to prove that they can still meet payment terms on the original loan and the lender must agree to keep the original loan in "primary position" in terms of monthly payments.

Who Doesn't - While some details of the plan have not yet been released, initially it appears that the following groups of borrowers may not qualify for this portion of HASP:
1. Borrowers who owe significantly more money than their home is worth.
2. Most borrowers whose mortgage exceeds the $417,000 conforming limit.

Housing Stability

The second portion of the plan is designed to provide relief to homeowners whose loan payments have risen to 40 or even 50 percent of their monthly income. The plan's goal is to reduce the total monthly mortgage payments for struggling homeowners. To do so, the Financial Stability Plan has allocated a total of $75 billion in incentives that should encourage lenders to modify loan terms.

Some components of the plan include:
Shared Modification Responsibility: lenders will be responsible for modifying loans so that the borrower's payment is reduced to 38 percent of their monthly income. Following that point, the initiative will match further reductions dollar for dollar down to 31 percent.

"Pay for Success" Incentives for Servicers will be awarded when borrowers stay current on a modified loan, in addition to an up-front incentive paid at the time a loan is modified under the program's guidelines.
Borrower Incentives will entail a monthly balance reduction payment applied to the loan's principal as long as the borrower remains current on payments/
Early action incentives will include payments to both the servicer and borrower when an at-risk loan is modified before payments become delinquent.

Who Qualifies -
1. Borrowers whose combined mortgage balance exceeds the current market value of the home
2. Individuals with high debt/income ratios

Who Doesn't - The administration has indicated that the following categories of borrowers will not qualify for this portion of the plan:
1. Borrowers who do not live in the home
2. Speculating investors or home flippers
3. Borrowers whose mortgages exceed the Fannie Mae/Freddie Mac conforming limits

Support for Fannie and Freddie

Using money authorized by congress in 2008 under the Housing and Economic Recovery Act, the Treasury Department is increasing its funding commitment to Fannie Mae and Freddie Mac by $200 billion total. Specifically, Treasury will increase Preferred Stock Purchase Agreements to $200 billion each (from the previous level of $100 billion each).

The overall goal behind this move is to increase confidence in the two mortgage giants and by doing so support the continuation of low mortgage rates.

Other Provisions in the Plan

$1.5 billion in relocation and other assistance for renters displaced as a result of landlord foreclosure. $2 billion in neighborhood stabilization funds.

Coppell - DFW Area Economic Update

Coppell and the DFW area are doing well compared to the rest of the nation. Check out what the Dallas Business Journal said...

DFW Economic Update - Dallas Business Journal, February 27, 2009

· DFW Area had net gain of 91,100 jobs in 2008 – biggest gain of any metro region in USA.
· Texas job growth in 2008 was 153,600. DFW area had 60% of all job growth in the state.
Texas was the only state in USA to have job growth.
· DFW area unemployment rose in 2008 from 4.2% to 5.8%. Even with the 91,100 net job
growth, the population gain outpaced job growth.
· First quarter 2009 there will be net job loss for the first time since 1987-1989.
· Remaining quarters of 2009, it is expected that there will be stagnation or segmented job
growth.
· Beginning in early 2010 the region will experience steady job creation again.
- Lyssa Jenkins, Chief Economist, Dallas Regional Chamber & Jeff Bounds, Staff Writer, DBJ